Credit Analyst
Company: John Marshall Bank
Location: Reston
Posted on: April 1, 2026
|
|
|
Job Description:
John Marshall Bank is looking for an experienced Credit Analyst
to join our Credit Underwriting team in our Reston Headquarters. In
this role you will: Oversee the review of financial, collateral,
and other related documentation used to evaluate commercial loan
requests to approve or deny applications for credit. Participate in
credit approval process; monitors adherence to loan policy, ensures
accuracy of risk rating system, ensures effective evaluation and
administration of collateral. Be responsible for the completion of
financial spreads and analysis; credit approval and memo review for
loan presentations in conjunction with Commercial Bankers, all in
an independent and objective manner. Maintain a continuing and
informative record of data from which lending officers may make
fully informed loan decisions. Spread and analyze, historical and
projected financial statements, tax returns, and other pertinent
financial information to determine overall financial performance,
condition, and creditworthiness of Borrower and other obligors.
Review credit files for documentation and exceptions. Submit
periodic exception reports. Engage in effective and timely
communication regarding credit considerations and issues with
Credit Administration and Commercial Bankers. In addition to
handling the normal flow of transactions, may also be assigned to
handle complex transactions. Requirements Required: At least 2
years experience in commercial credit analysis, underwriting,
and/or a formal credit training program Bachelor’s Degree in
accounting or finance or related field from an accredited four-year
college or university Sound credit and analytical skills Solid
understanding of balance sheets, income, and cash flow statements
Proficiency with Microsoft Suite including Word and Excel
Preferred: Ability to learn internal bank systems and additional
software applications Advanced knowledge of commercial real estate,
commercial and industrial, general business, asset-based, and real
estate construction loans within respective economic market areas
Strong combination of interpersonal communication skills,
analytical and decision-making skills, with the ability to make
recommendations and offer solutions John Marshall Bank is an Equal
Opportunity Employer At John Marshall Bank, we pride ourselves on
being able to attract the best talent in the industry, therefore we
offer a comprehensive benefits package which includes: Medical
Dental 401K Retirement Plan w/ an Employer Match Vision Employee
Assistance Program Flexible Spending Transit Reimbursement
Dependent Day Care Long Term Care Paid Time Off Life and Disability
Coverage At this time, John Marshall Bank will not sponsor a new
applicant for employment authorization for this position .
Keywords: John Marshall Bank, Dale City , Credit Analyst, Accounting, Auditing , Reston, Virginia
